Thomas John Muthoot, the Chairman of the Muthoot Pappachan Group (MPG) has been at the helm of sustaining 133 years of legacy in trading, retail and retail finance for three decades now. An alumnus of the Harvard Business School, John Muthoot is also the Managing director of Muthoot Fincorp Ltd (MFL), one of India’s biggest NBFCs with as many as 3600 branches across the country. This Industry thought leader believes that the future efficacy & efficiency of businesses such as MFL and other businesses in the group, is in embracing new-age technology and leveraging it for customer-benefit.Johnie has also been actively involved with various business platforms like CII and Kerala Management Association, amongst others. He has also been the recipient of several awards, including ‘Young Hotel Entrepreneur Award, 2006’ conferred by Federation of Hotel & Restaurant Associations of India and the ‘Business Man of the Year, 2009’, conferred by Trivandrum Management Association.